Assessing the case for applying personal responsibility for COVID-19 vaccination in a South African insured population
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1
Health Economics Division, University of Cape Town, Cape Town, South Africa
2
Dept. of Statistical Sciences, University of Cape Town, Cape Town, South Africa
Popul. Med. 2026;8(Supplement Supplement 1):
ABSTRACT
BACKGROUND:
The use of personal responsibility to influence health behaviour remains contested in public health policy, particularly where individual choices generate collective costs [1-7]. COVID-19 vaccination in an insured population provides a relatively controlled environment for examining whether responsibility-sensitive approaches can be ethically justified without undermining fairness or solidarity. This study assessed the overall case for applying personal responsibility for COVID-19 vaccination in a South African insured population.
METHODS:
A four-part structured assessment framework was developed to evaluate the case for applying personal responsibility for COVID-19 vaccination in the study population. Using administrative claims and vaccination data from a large insured population[8], we examined: (1) the impact of vaccination on hospitalisation, utilisation and costs[8]; (2) the cost-utility of COVID-19 vaccination, (3) fairness from a luck-egalitarian perspective by assessing the voluntariness of non-vaccination and the distribution of resulting burdens; and (4) the feasibility of applying responsibility based policies. Findings were synthesised using decision framework to guide interpretation.
RESULTS:
COVID-19 vaccination was associated with a greater than 90% reduction in hospitalisation risk, shorter lengths of stay, and 35–55% lower hospital expenditure[8]. Vaccination dominated non-vaccination from a cost-utility perspective, yielding more quality-adjusted life-years at lower cost. Predictive modelling indicated that non-vaccination in this insured population largely reflected voluntary choice rather than constrained access. While these findings support a prima facie case for applying personal responsibility, feasibility analysis indicated that punitive or exclusionary measures would be ethically and operationally difficult to implement.
CONCLUSIONS:
Applying personal responsibility for COVID-19 vaccination can be ethically and empirically defensible under specific conditions: where benefits are clear, choice is genuine, and interventions are feasible. Incentive-based and enabling approaches are preferable to punitive measures. The assessment framework provides a transparent tool for policymakers to balance fairness, efficiency, and solidarity when considering responsibility-sensitive public health policy.